The Situation
On paper, Grant was winning. His home building company was generating $4.3 million a year in revenue, and the work kept coming. In practice, he had no will, no trust, and no life insurance in place. If something happened to him, his family would have been left exposed with no plan and no protection.
There was no personal savings to speak of and no retirement plan beyond the business itself. There was no HR infrastructure to support his growing crew, and no leadership transition plan if he needed to step back. Every dollar the business produced went right back into the business. He had a growing company and no home builder financial plan connecting it to his personal life. That gap, real success on the outside and real fragility underneath, is what we call Successful Chaos™.
What We Did
- —Built a full strategic wealth plan: a will, a trust, and life insurance to protect Grant's family regardless of what happened to the business.
- —Improved the retirement plan: added profit sharing to the company retirement plan so Grant and his team could build wealth outside the business itself.
- —Implemented a PEO: brought in a professional employer organization to give the whole team better health insurance.
- —Brought in Bamboo HR: built real hiring and retention infrastructure where none had existed before.
- —Extended planning to the executive team: personal wealth planning wasn't reserved for Grant alone. His leadership team got the same attention, which strengthens the business he'll eventually hand off.
Each piece did the same job. It ran the complexity around Grant, not through him.
The Result
$4.3M → $11M
Revenue Growth
$400K in 2 Years
Personal Savings
~$160K
Tax Savings Identified
Three years in, Grant's company grew from $4.3 million to $11 million in revenue. That growth happened alongside the personal protection work, not instead of it.
Grant built $400,000 in personal savings in two years, something he had never managed in the business's earlier, more chaotic seasons. We identified roughly $160,000 in tax savings along the way. His family is now fully protected with a will, trust, and life insurance in place, and his estate is no longer an open question if something happens to him.
Just as important, Grant now has a real path to an eventual exit. That starts with an honest business valuation and ongoing exit planning, not a fire drill forced by a health scare, a burnout moment, or a buyer's forced timeline. He's exit-ready. He was never exit-pressured.
Is This Where You Are?
If you're running a home building business, or any trades business, generating real revenue while you personally have no will, no savings, and no plan beyond the business itself, you're not alone. Most owners we meet are winning on paper while carrying all the risk in practice.
You don't need to have it figured out before we talk. Start with a free GAP Assessment and find out where you actually stand, on paper and in practice. Schedule your free GAP Assessment.